Know
more about Workers' Compensation
Workers Compensation (colloquially known as workers
comp in USA) laws are made to protect employees
who are hurt on the job. These employees are provided with
fixed monetary awards covered under workers compensation,
thus eliminating the need for excessive litigation.
Workers Compensation is insurance, paid for by your employer,
that provides cash benefits and medical care if you become
disabled because of an injury or illness related to your
job. All employees are covered by the Workers' Compensation
Law. If death results, benefits are payable to your surviving
spouse and dependents as defined by law.
Employers with over 4 or so employees (varies by state)
are legally required to furnish workers compensation insurance.
If an employee is then injured, the employee files a claim
with the workers comp insurance company. Most laws
require that you file a claim within 30 days of the accident,
or 30 days after you learn of the injury (if it is a continuous,
latent injury, such as an inability to breath).
Some laws
also protect employers and fellow workers by limiting the
amount an injured employee can recover from an employer
and by eliminating the liability of co-workers in most
accidents. State Workers Compensation statutes establish
this framework for most employment. Federal statutes are
limited to federal employees or those workers employed
in some significant aspect of interstate commerce. In general, workers compensation provides replacement
income, medical expenses, and vocational rehabilitation
benefits. Usually, workers comp will pay you two-thirds
of your salary while you are injured. You may also be eligible
for life-long benefits or a lump sum payment if you are
permanently hurt while on the job.
It really does require a skilled and experienced attorney
to fully understand the complex issues involved in any
workers' comp claim. So, begin your search
and find a Workers Comp Law Office in your area right now.
•
See here the U.S. Code Collection of Workers'
Comp
•
Read about Workers' Compensation at the U.S. Department
of Labor
|
